BDE Insurance
Quality Coverage Backed by the ACA

Affordable Marketplace Health Insurance

Compare Plans. Find Savings. Enroll With Confidence.

Welcome to your trusted source for Marketplace Health Insurance, also known as ACA or Obamacare plans. We specialize in helping individuals and families enroll in affordable, government-approved health coverage tailored to their income, household size, and medical needs.

Whether you're uninsured, self-employed, or simply exploring better options, our licensed experts are here to help — at no cost to you.

What Is Marketplace Insurance?

Government-Approved Health Coverage

Marketplace Insurance refers to health plans offered under the Affordable Care Act (ACA). These plans provide comprehensive, affordable healthcare coverage to all Americans — regardless of income or pre-existing conditions.

Doctor visits & hospital stays

Emergency services & surgery

Mental health & substance use care

Prescription medications

Maternity & pediatric services

Preventive care and more

Qualify for Premium Tax Credits

Depending on your income, you may qualify for Premium Tax Credits that lower your monthly premiums — and in many cases, you may also qualify for Cost-Sharing Reductions that lower your deductibles and copays.

Metal Tiers Explained

Marketplace plans are grouped into four categories based on how you and the insurance company split costs.

🟤
Bronze Plan

Lowest monthly premium

Highest out-of-pocket costs

Plan pays ~60%, You pay ~40%

Ideal for:

Healthy individuals who want to protect against worst-case scenarios

Most Popular
🔘
Silver Plan

Moderate monthly premium and cost-sharing

Only tier eligible for Cost-Sharing Reductions (CSR)

Plan pays ~70%, You pay ~30%

Ideal for:

Those who qualify for extra savings or want balance

🟡
Gold Plan

Higher monthly premium

Lower out-of-pocket expenses

Plan pays ~80%, You pay ~20%

Ideal for:

People with regular medical needs, prescriptions, or chronic care

Platinum Plan

Highest monthly premium

Lowest costs when you get care

Plan pays ~90%, You pay ~10%

Ideal for:

Individuals with frequent or complex healthcare needs

💡 Note: Metal tiers do not affect the quality of care — all plans must meet ACA coverage standards.

Key Benefits of Marketplace Insurance

Every ACA Marketplace plan comes with comprehensive coverage and consumer protections designed to give you peace of mind and financial security.

No denial for pre-existing conditions
Essential health benefits included
Premium tax credits available
Cost-sharing reductions for Silver plans
Preventive care at no cost
Mental health coverage included

Protected by Federal Law

Guaranteed Issue

Cannot be denied coverage due to health status

Essential Benefits

All plans must cover 10 essential health benefit categories

Annual Limits

No annual or lifetime benefit caps on essential services

Why Choose BDE Insurance?

We're committed to making health insurance simple, accessible, and affordable for everyone.

Licensed, Experienced Agents

Personalized guidance every step of the way

Access to Top Carriers

We work with all major insurance companies

Transparent and Trustworthy

No hidden fees, no pressure, just help

Secure & Confidential

Your information is protected under HIPAA guidelines

No-Cost Assistance

Our services are completely free to you

Frequently Asked Questions

Get answers to the most common questions about Marketplace insurance.

Ready to Explore Your Health Plan Options?

Contact us today to speak with a licensed insurance expert. We'll help you check eligibility for discounts, compare plans side-by-side, and enroll quickly with confidence.

Call Us

888-290-0078

Email Us

bde.insllc@gmail.com

Hours

Mon-Fri 8AM-8PM EST

No obligation • Free consultation • Licensed experts ready to help